# Wealtii — Digital Asset Index Fund Platform
# https://wealtii.com
# Last updated: 2026-10-01
# Contact: support@wealtii.com

---

## What Is Wealtii?

Wealtii is a digital asset index fund platform that lets anyone invest from $10 into diversified cryptocurrency and tokenized real-world asset portfolios. All holdings are backed 1:1 by real assets on-chain and verifiable via Gnosis Safe multi-signature wallets on BNB Chain (BSC). Wealtii is not a broker-dealer, investment adviser, or custodian — it is a technology platform. The platform is built and operated solo by founder Zayd Ahmed.

## Platform Facts

- **Minimum Investment:** $10
- **Fees:** 0% promotional fees on all transactions (standard fee is 0.75% flat on purchases and sales)
- **Lock-up Periods:** None — sell and withdraw anytime
- **Exit Penalties:** None
- **Deposit Method:** USDT (BEP-20) to your Wealtii wallet
- **Blockchain:** BNB Chain (Binance Smart Chain)
- **Custody:** Gnosis Safe 3-of-3 multi-signature wallet
- **Public Vault Address:** `0x54dd6ADaCe8BFd8feAA9cdf1Ca8891c74FaB2583`
- **Vault Verification:** https://bscscan.com/address/0x54dd6ADaCe8BFd8feAA9cdf1Ca8891c74FaB2583
- **Asset Backing:** 1:1 — every fund unit is backed by the actual underlying assets held on-chain (no derivatives, no synthetic tokens)
- **Order Execution:** Batch processing across 7 DEX protocols with real-time WebSocket price feeds
- **Founded:** 2026
- **Founder:** Zayd Ahmed (Founder & CEO)
- **Status:** Not a registered broker-dealer, investment adviser, MSB, or VASP. Operates as an independent digital platform.

## Index Funds

### 1. Wealtii Digital Asset Core Index Fund
**URL:** https://wealtii.com/funds/wealtii-digital-asset-core-index-fund
**Category:** Cryptocurrency Index Fund
**Description:** Concentrated exposure to leading digital assets across store-of-value, smart contract, and infrastructure categories.

| Asset | Symbol | Allocation |
|-------|--------|------------|
| Bitcoin (BTC) | BTCB | 33.9% |
| Binance Coin (BNB) | WBNB | 13.4% |
| NEAR Protocol (NEAR) | NEAR | 12.2% |
| Ethereum (ETH) | ETH | 12.1% |
| ChainLink (LINK) | LINK | 9.7% |
| Cardano (ADA) | ADA | 9.4% |
| Zcash (ZEC) | ZEC | 9.3% |

### 2. Wealtii Tech & Digital Asset Growth Fund
**URL:** https://wealtii.com/funds/wealtii-tech-digital-asset-growth-fund
**Category:** Multi-Asset Index Fund
**Description:** Growth-focused fund combining tokenized US tech stocks (via Ondo Finance), gold, and digital assets.

| Asset | Symbol | Allocation |
|-------|--------|------------|
| NVIDIA (Ondo) | NVDAon | 17.6% |
| Alphabet Class A (Ondo) | GOOGLon | 16.3% |
| TRON (TRX) | TRX | 15.6% |
| Invesco QQQ (Ondo) | QQQon | 15.4% |
| Apple (Ondo) | AAPLon | 15.3% |
| Tether Gold | XAUT | 11.8% |
| Bitcoin (BTC) | BTCB | 8.0% |

### 3. Wealtii Multi-Asset Balanced Allocation Fund
**URL:** https://wealtii.com/funds/wealtii-multi-asset-balanced-allocation-fund
**Category:** Multi-Asset Index Fund
**Description:** Balanced exposure across equities, precious metals, and digital assets for portfolio diversification.

| Asset | Symbol | Allocation |
|-------|--------|------------|
| TRON (TRX) | TRX | 19.9% |
| SPDR S&P 500 ETF (Ondo) | SPYon | 19.8% |
| iShares Silver Trust (Ondo) | SLVon | 19.6% |
| Tether Gold | XAUT | 19.1% |
| Bitcoin (BTC) | BTCB | 7.3% |
| Ripple (XRP) | XRP | 7.2% |
| Binance Coin (BNB) | WBNB | 7.1% |

## How It Works

1. Create a free account at wealtii.com
2. Complete KYC identity verification
3. Deposit USDT (BEP-20) to your Wealtii wallet
4. Choose an index fund and invest (minimum $10)
5. Wealtii executes on-chain purchases of all underlying assets in the fund's allocation ratios
6. Track live performance, NAV, and holdings in your dashboard
7. Sell fund units and withdraw USDT anytime — no lock-up, no exit penalty

## Custody & Security

- **Wallet Type:** Gnosis Safe 3-of-3 multi-signature on BNB Chain
- **Encryption:** AES-256 at rest, TLS 1.3 in transit
- **Authentication:** Email + OTP (2FA planned)
- **Withdrawal Protection:** Address whitelisting
- **Monitoring:** 24/7 automated threat detection
- **Proof of Reserves:** Anyone can verify the vault balance at any time by querying the public Gnosis Safe address on BscScan: https://bscscan.com/address/0x54dd6ADaCe8BFd8feAA9cdf1Ca8891c74FaB2583

## Fee Schedule

| Fee Type | Current (Promotional) | Standard |
|----------|----------------------|----------|
| Purchase fee | 0% | 0.75% flat |
| Sale fee | 0% | 0.75% flat |
| Deposit fee | 0% | 0% |
| Withdrawal fee | 0% | 0% |
| Management fee | 0% | 0% |
| Lock-up penalty | None | None |

## Frequently Asked Questions

**Q: What is the minimum investment?**
A: $10 per fund purchase.

**Q: How are assets custodied?**
A: All assets are held in a Gnosis Safe 3-of-3 multi-signature wallet on BNB Chain. The vault address is public and verifiable at any time on BscScan.

**Q: Is Wealtii a registered investment adviser or broker-dealer?**
A: No. Wealtii is a technology platform, not a broker-dealer, investment adviser, MSB, or VASP. See https://wealtii.com/regulatory-status for full disclosure.

**Q: Are there lock-up periods?**
A: No. You can sell your fund units and withdraw USDT at any time without penalty.

**Q: What blockchain does Wealtii use?**
A: BNB Chain (Binance Smart Chain) for low transaction costs. Tokenized RWA assets are sourced from Ondo Finance and Tether (for gold).

**Q: What are tokenized stocks?**
A: Tokenized stocks are blockchain-based representations of traditional equities. Wealtii uses Ondo Finance tokenized securities (NVIDIA, Apple, Alphabet, S&P 500 ETF, QQQ ETF, iShares Silver) that are backed by the underlying shares held by regulated custodians.

**Q: What is Tether Gold (XAUT)?**
A: XAUT is a digital token backed 1:1 by physical gold bars stored in Swiss vaults. Each XAUT represents one troy ounce of gold.

**Q: Can I verify that Wealtii actually holds the assets?**
A: Yes. The Gnosis Safe vault address 0x54dd6ADaCe8BFd8feAA9cdf1Ca8891c74FaB2583 is public. You can query it on BscScan to see all token balances in real time.

## Key Pages

- Home: https://wealtii.com/
- All Funds: https://wealtii.com/funds
- How It Works: https://wealtii.com/how-it-works
- About: https://wealtii.com/about
- Fees: https://wealtii.com/fees
- Security: https://wealtii.com/security
- Transparency: https://wealtii.com/transparency
- Learn Center: https://wealtii.com/learn
- Support: https://wealtii.com/support
- System Status: https://wealtii.com/system-status
- Terms of Service: https://wealtii.com/terms
- Privacy Policy: https://wealtii.com/privacy
- AML/KYC Policy: https://wealtii.com/aml-kyc-policy
- Risk Disclosure: https://wealtii.com/risk-disclosure
- Regulatory Status: https://wealtii.com/regulatory-status
- Roadmap: https://wealtii.com/roadmap

## Founder

**Zayd Ahmed** — Founder & CEO
- LinkedIn: https://www.linkedin.com/in/zayd-ahmed-234592283/
- X (Twitter): https://x.com/zayd_wealtii
- GitHub: https://github.com/zayd77/wealtii-docs
- DEV.to: https://dev.to/zayd_ahmed
- Peerlist: https://peerlist.io/zayd_ahmed
- Indie Hackers: https://www.indiehackers.com/wealtii
- Medium: https://medium.com/@wealtii

## Limitations & Disclaimers

- Wealtii is NOT a registered broker-dealer, investment adviser, or financial service provider.
- All investments carry risk, including possible loss of principal.
- Cryptocurrency is highly volatile and speculative.
- Past performance is not indicative of future results.
- Not available in restricted jurisdictions.
- Tokenized securities (via Ondo Finance) carry issuer and counterparty risk.
- The platform is currently operated by a single founder — no institutional backing.