# Regulatory Status Who operates Wealtii, whether it is regulated, how identity verification and custody work, and which countries are restricted. Zayd Ahmed Founder & CEO, Wealtii Computer Science Engineer | 5+ Years in DeFi & Digital Assets 📑 Table of Contents ## Who Operates Wealtii 2 subsections ### Operator & Legal Entity Status Wealtii is currently operated by its founder, Zayd Ahmed. A formal legal entity has not yet been established; we are working towards formal company registration. Until a company is registered, the founder is the person responsible for running the platform and is the party you deal with under our [Terms of Service](https://wealtii.com/terms). When registration is complete, we will publish the company's legal name, registration number and registered address on this page, in the Terms of Service and in the Privacy Policy. ### What Wealtii Does Wealtii is a custodial investment platform. You deposit USDT on BNB Smart Chain (BEP-20) and buy units of Wealtii's index funds. Wealtii buys the underlying assets on-chain through decentralised exchange (DEX) aggregators and holds them 1:1 in a multi-signature vault on BNB Smart Chain. Withdrawals are paid in USDT to an external BEP-20 wallet. ## Current Regulatory Status 3 subsections ### Is Wealtii Regulated? No. Wealtii is not registered or licensed as a broker-dealer, investment adviser, money services business (MSB) or virtual asset service provider (VASP) with any regulator (such as the SEC, FINRA or FCA), and it is not regulated. Card and bank purchases of USDT are handled by licensed third-party on-ramp providers. This means you do not have the protections that come with using a regulated firm, such as supervision by a financial regulator or access to a regulator-backed complaints or compensation scheme. Your assets on Wealtii are not covered by deposit insurance, an investor-compensation scheme or crypto insurance. ### Registrations & Licensing As of October 21, 2026, Wealtii does not hold any financial-services licence or registration in any country. Our current step is formal company registration. Any future licence or registration will be announced on this page. ### Restricted Jurisdictions Wealtii is not available to residents of countries and regions subject to comprehensive OFAC, EU or UN sanctions, including Cuba, Iran, North Korea, Syria and the Crimea, Donetsk and Luhansk regions of Ukraine. You are responsible for complying with the laws of the country where you live. Funds that hold tokenized stocks or ETFs (the Tech & Digital Asset Growth Fund and the Multi-Asset Balanced Allocation Fund) may not be available in all jurisdictions, including the United States. ## Verification, Custody & Monitoring 3 subsections ### Identity Verification Levels No ID documents are needed to start: verify your email and you can invest up to $10,000. ID verification unlocks higher limits. - Basic (automatic after email verification): no ID documents; deposit, buy, sell and withdraw up to $10,000 in total over the life of the account. Each type of transaction has its own $10,000 limit. - Intermediate (government-issued photo ID and a selfie): up to $100,000 per day for each type of transaction. - Advanced (enhanced verification, including a passport and proof of address): no platform limit. Identity documents for the Intermediate and Advanced levels are reviewed manually by Wealtii. If you buy USDT by card or bank transfer, the third-party on-ramp provider runs its own identity checks. [Read the full AML & KYC Policy →](https://wealtii.com/aml-kyc-policy) ### Asset Custody User fund assets are held 1:1 in a Gnosis Safe 3-of-3 multi-signature vault on BNB Smart Chain at the public address 0x54dd6ADaCe8BFd8feAA9cdf1Ca8891c74FaB2583. Moving vault funds requires all three signatures. Anyone can check the vault's holdings on BscScan. Assets are not lent, staked or rehypothecated. Wealtii's platform has not yet had a third-party security audit or penetration test. [How to check the vault's holdings yourself →](https://wealtii.com/transparency) ### Transaction Monitoring Transaction limits for each verification level are enforced automatically. Security-relevant account events are logged, and unusual activity, such as unusually large withdrawals, is reviewed manually. Wealtii may ask for more information, delay or decline a transaction, restrict an account, or report activity to the authorities where the law requires it. ## Next Steps & Commitments 2 subsections ### Path to Company Registration We are working towards formal company registration. We have not set a public date. Once a company is registered, its legal name, registration number and registered address will be published here. ### How We Will Tell You About Changes Any material change to who operates Wealtii, its regulatory status or the countries it serves will be published on this page and emailed to account holders. ## Important Risk Disclosures 3 subsections ### General Risk Statement All investments carry risk, including the possible loss of the money you invest. Past performance does not guarantee future results. Digital assets are highly volatile and speculative. Your assets on Wealtii are not covered by deposit insurance, an investor-compensation scheme or crypto insurance. Digital assets are not protected by schemes such as the FDIC (Federal Deposit Insurance Corporation) or SIPC (Securities Investor Protection Corporation). ### No Financial or Legal Advice The information on the Wealtii platform, including educational content, fund compositions and analytics, is for information only. It is not financial, investment, legal or tax advice. Consider speaking to a qualified professional before you invest. [Read the full Risk Disclosure →](https://wealtii.com/risk-disclosure) ### Regulatory & Compliance Questions For questions about our legal or regulatory status, email support@wealtii.com. ## Frequently Asked Questions Quick answers about who runs Wealtii, regulation, verification and custody ### Is Wealtii regulated? No. Wealtii is not registered or licensed as a broker-dealer, investment adviser, money services business (MSB) or virtual asset service provider (VASP) with any regulator (such as the SEC, FINRA or FCA), and it is not regulated. Card and bank purchases of USDT are handled by licensed third-party on-ramp providers. ### Who operates Wealtii? Wealtii is currently operated by its founder, Zayd Ahmed. A formal legal entity has not yet been established; we are working towards formal company registration. ### Do I need to verify my identity to use Wealtii? No ID documents are needed to start: verify your email and you can deposit, buy, sell and withdraw up to $10,000 in total. ID verification unlocks higher limits of up to $100,000 per day (Intermediate) or no platform limit (Advanced). Card and bank on-ramp providers run their own identity checks. ### How are my assets held? User fund assets are held 1:1 in a Gnosis Safe 3-of-3 multi-signature vault on BNB Smart Chain. Moving vault funds requires all three signatures, and anyone can check the vault's holdings on BscScan. Your assets on Wealtii are not covered by deposit insurance, an investor-compensation scheme or crypto insurance. ### Which countries cannot use Wealtii? Wealtii is not available to residents of countries and regions subject to comprehensive OFAC, EU or UN sanctions, including Cuba, Iran, North Korea, Syria and the Crimea, Donetsk and Luhansk regions of Ukraine. You are responsible for complying with the laws of the country where you live. Related Legal Documents Important documents you should review Complete terms governing your use of the Platform How we collect, use, and protect your personal data Anti-money laundering and identity verification Comprehensive disclosure of investment risks Complete breakdown of all applicable fees Our future plans, upcoming features, and strategic direction How we ensure 1:1 asset backing and on-chain verifiability Our mission, vision, and the founder behind Wealtii Step-by-step guide to using the Wealtii platform How we protect your account, funds, and personal data Educational resources on digital asset investing and index funds Who operates Wealtii, its regulatory status and restricted jurisdictions