Who We Are
4 subsections
What is Wealtii?
Wealtii is a digital asset index fund platform. You can invest from $10 in one of three funds, and every fund is backed 1:1 by the underlying tokens (crypto, tokenized gold and silver, and tokenized US stocks and ETFs) bought on-chain and held in a public multi-signature vault on BNB Smart Chain.
Think about how index funds changed stock market investing. Before them, diversified exposure meant picking individual stocks and managing a portfolio yourself. One index fund investment replaced all of that.
Wealtii applies the same idea to digital assets. When you invest in a Wealtii fund, your money buys every holding in that fund at its target weight. Nothing synthetic, no IOUs: the tokens are purchased on-chain and held in a Gnosis Safe vault whose balances anyone can check on BscScan. See how to verify the vault and how our fund allocations are set.
Wealtii is operated by its founder, Zayd Ahmed. It is not regulated, and fund values can fall as well as rise. Read our regulatory status before you invest.
The Problem We Are Working On
Investing in digital assets is harder than it should be.
Diversified exposure usually means researching dozens of tokens, managing wallets across several platforms, executing a trade for each asset and tracking scattered positions in a market that never closes. Most people don't have the time or technical knowledge for that.
Then there is the trust problem. Some platforms offer "crypto exposure" through synthetic products, IOUs or fractional reserves, so customers don't actually own the underlying assets and have to trust that the numbers on screen match what is held.
Volatility also drives emotional decisions. Panic selling in dips and fear-of-missing-out buying in rallies hurt many individual investors.
Wealtii is built to address this with one platform, one investment per fund, real tokens held on-chain and a public vault address you can check yourself.
How It Works
Getting started with Wealtii takes a few steps:
1. Create Your Account: Sign up with your email. No ID documents needed to start β verify your email and invest up to $10,000. ID verification unlocks higher limits. You can also turn on authenticator-app (TOTP) two-factor authentication.
2. Deposit USDT: Send USDT on BNB Smart Chain (BEP-20) to your personal deposit address; it is credited after 12 confirmations. New to crypto? You can buy USDT with a card or bank transfer through a third-party on-ramp provider. Providers charge their own fees, run their own identity checks, and availability varies by country.
3. Choose a Fund & Invest: Pick one of our three index funds. Your investment buys every holding in the fund at its target weight, executed on-chain through DEX aggregators at the best available quote. Market price impact and slippage can apply.
4. Track Your Portfolio: See live valuations, performance charts and a breakdown of every asset in your funds.
5. Sell and Withdraw: Sell your fund units back to USDT and withdraw USDT to an external BEP-20 wallet. Wealtii does not pay out to bank accounts; converting USDT to local currency is done through third-party services. Full details are in How Wealtii works.
What the Platform Offers
Wealtii covers everything from your first deposit to tracking your holdings over time:
Diversified Index Funds: Three funds with fixed target allocations and position caps set by our allocation methodology. Every investment is backed 1:1 by the underlying tokens bought on-chain.
On-Chain Execution: Purchases and sales are executed on-chain through DEX aggregators at the best available quote. Market price impact and slippage can apply.
Public Multi-Signature Custody: User fund assets are held 1:1 in a Gnosis Safe 3-of-3 multi-signature vault on BNB Smart Chain. Moving vault funds requires all three signatures, and the vault address is public so anyone can verify its holdings. Assets are not lent, staked or rehypothecated.
Portfolio Tracking: Live valuations, performance history, profit and loss, and a complete transaction record.
Tiered Verification: Basic (email verification, up to $10,000 in total), Intermediate (ID verification, up to $100,000 per day) and Advanced (enhanced verification, no platform limit).
Ticket-Based Support: Create and track support tickets for deposits, withdrawals, orders or general questions. Tickets are accepted 24/7 and we typically reply within a few hours.
Notifications: Alerts for transactions, security events and platform updates, in the app and by email.
Vision, Mission & Core Values
4 subsections
Our Vision
We want Wealtii to be a simple, transparent place to build diversified exposure to digital assets.
Many people either concentrate their risk in one or two tokens, find the space too complex, or avoid it entirely. There are few simple ways to say "I want diversified exposure to digital assets" and have it executed transparently with real assets backing every unit.
That is what Wealtii is building.
Our first funds combine crypto with tokenized gold, tokenized silver and tokenized US stocks and ETFs. Over time we plan to add more asset classes, subject to liquidity, availability and the law. Plans can change.
That's why we're called Wealtii: a platform for all your wealth, not just crypto.
Our Mission
Our mission is to make diversified investing simple, transparent and accessible.
Simplicity: Pick a fund, invest and track your portfolio from one place, with no wallet juggling or exchange hopping.
Transparency: Every fund is backed by real tokens bought on-chain and held in a public vault. Platform fees are shown before you confirm any transaction; the full schedule is on our fees page.
Security: Encrypted data, authenticator-app (TOTP) two-factor authentication and multi-signature custody.
Accessibility: You don't need to be a crypto expert. No ID documents needed to start β verify your email and invest up to $10,000. ID verification unlocks higher limits. Support is ticket-based, and we typically reply within a few hours.
Honest Communication: We make no promises about investment performance. Digital asset markets are volatile and returns are never certain. What we can offer is transparency about what you own, what you pay and how the platform works.
Core Values
These values guide decisions at Wealtii:
1. Users Come First Every feature starts with one question: does this make things better for our users?
2. Radical Transparency We publish our vault address, our fee schedule and our regulatory status, and we say what the platform can and cannot do, especially when something goes wrong.
3. Security as a Default Encrypted data storage, two-factor authentication and multi-signature custody are built in, not added later.
4. Build for the Long Term We would rather do something right than do it fast.
5. Keep It Simple If something on the platform feels confusing, we treat that as a bug to fix.
6. Always Improve We keep improving the platform based on user feedback and new technology.
Our Commitment to You
When you invest through Wealtii, here is what you can expect:
Custody You Can Check: User fund assets are held 1:1 in a Gnosis Safe 3-of-3 multi-signature vault on BNB Smart Chain (0x54dd6ADaCe8BFd8feAA9cdf1Ca8891c74FaB2583). Moving vault funds requires all three signatures, and anyone can check the balances on BscScan.
Fees Shown Up Front: Platform fees are shown before you confirm a transaction. During our early-adopter promotion there are 0% platform fees on purchases, sales and withdrawals, and no management fee, performance fee, lock-up or exit penalty. Blockchain network (gas) fees apply, and on-chain swaps can have price impact. If platform fees are ever introduced or changed, we will give at least 30 days' notice and never apply them retroactively.
Your Privacy: Personal data is encrypted and we never sell your personal information to third parties. See our privacy policy.
Support: Our ticket system lets you raise and track issues. Problems involving fund access or security are prioritised.
Honesty About Risk: Digital asset investments can lose part or all of their value. Prices are volatile, and past performance does not guarantee future results. Invest only what you can afford to lose and do your own research. Read our risk disclosure.
Honesty About Our Status: Wealtii is currently operated by its founder, Zayd Ahmed. A formal legal entity has not yet been established; we are working towards formal company registration. Wealtii is not registered or licensed as a broker-dealer, investment adviser, money services business or virtual asset service provider with any regulator, and it is not regulated. There is no deposit insurance or investor-compensation scheme. Details are on our regulatory status page.
Leadership
2 subsections
Founder & Chief Executive Officer

I started investing in digital assets at 17. Not casually. I followed market cycles, studied protocols, and put real money on the line. This space became something I understood from the inside, not from a course or a whitepaper.
I was in the 2021 bull run. I watched FTX, Celsius, and Luna collapse in 2022. I saw retail investors lose everything they couldn't verify, assets held on platforms that didn't actually hold them. No diversification. No transparent custody. No simple way in for anyone who wasn't already deep in the space.
"I didn't discover this problem. I lived it."
CS Engineer from BMS College of Engineering, Bengaluru. When I couldn't find the product I wanted as an investor, I built it. Wealtii went from idea to a live platform in 8 months, solo, end-to-end, every line of code.
Wealtii is what I built because the product didn't exist. Anyone can invest in a diversified digital asset portfolio from $10, and fund assets are held 1:1 in a public multi-signature vault that anyone can check on-chain. Don't trust. Verify.
I also write the guides in our Learn section. How they are researched, reviewed and corrected is set out in our editorial policy.
Our Approach
Wealtii is currently built and operated by its founder. The approach is simple:
Quality Over Speed: Financial software has little room for shortcuts, so reliability and security come before new features.
Data-Driven Development: Decisions are guided by user behaviour, system performance, market conditions and support feedback.
Strategic Growth: As Wealtii grows, we plan to bring on experienced people in engineering, security, compliance and customer support, based on what users need.
Compliance & Regulation
2 subsections
Is Wealtii Regulated?
No. Wealtii is not registered or licensed as a broker-dealer, investment adviser, money services business (MSB) or virtual asset service provider (VASP) with any regulator, including the SEC, FINRA or FCA, and it is not regulated. Card and bank purchases of USDT are handled by licensed third-party on-ramp providers.
Wealtii is currently operated by its founder, Zayd Ahmed. A formal legal entity has not yet been established; we are working towards formal company registration.
Identity checks are tiered: Basic (email verification, up to $10,000 in total), Intermediate (ID verification, up to $100,000 per day) and Advanced (enhanced verification, no platform limit). Wealtii is not available in OFAC, EU or UN sanctioned countries and regions, and you are responsible for complying with your local laws.
Read the full regulatory status and our AML/KYC policy.
Platform Independence & Custody
Wealtii is an independent, early-stage technology platform, not a bank or traditional financial institution.
User fund assets are held 1:1 in a Gnosis Safe 3-of-3 multi-signature vault on BNB Smart Chain at the public address 0x54dd6ADaCe8BFd8feAA9cdf1Ca8891c74FaB2583. Moving vault funds requires all three signatures. Assets are not lent, staked or rehypothecated, and Wealtii does not earn yield on user assets.
Because the address is public, you don't have to take our word for it: our transparency page links the vault on BscScan and explains what that check does and does not prove.
Press & Media
1 subsection
Media Inquiries
For press inquiries, interviews or media resources, email support@wealtii.com.
Founder Zayd Ahmed can comment on digital asset index investing, on-chain custody and proof of reserves, and tokenized real-world assets.
Related Legal Documents
Important documents you should review
Complete terms governing your use of the Platform
How we collect, use, and protect your personal data
Anti-money laundering and identity verification
Comprehensive disclosure of investment risks
Complete breakdown of all applicable fees
Our future plans, upcoming features, and strategic direction
How we ensure 1:1 asset backing and on-chain verifiability
Our mission, vision, and the founder behind Wealtii
Step-by-step guide to using the Wealtii platform
How we protect your account, funds, and personal data
Educational resources on digital asset investing and index funds
Who operates Wealtii, its regulatory status and restricted jurisdictions
