Fee Transparency Notice
Any Wealtii platform fee is shown before you confirm a transaction. Network fees, DEX execution costs and on-ramp fees are explained on this page, and the 0% promotion terms are in Section 2.
Wealtii is currently operated by its founder, Zayd Ahmed. A formal legal entity has not yet been established; we are working towards formal company registration. Wealtii is not regulated (see Regulatory Status). Digital asset investments carry market risk, including the loss of the money you invest. Past performance does not guarantee future results.
Fee Schedule Overview
3 subsections
Wealtii Fees at a Glance
Wealtii charges 0% platform fees on purchases, sales and withdrawals during its early-adopter promotion, with no management fee, no performance fee, no lock-up and no exit penalty. You still pay blockchain network fees (typically under $0.50 on BNB Smart Chain), DEX execution costs, any third-party on-ramp fees, and a 0.5% processing fee if a deposit over- or under-payment has to be refunded.
| Fee or cost | Amount | Paid to | Notes |
|---|---|---|---|
| Purchase (buying fund units) | 0% during the promotion | No fee charged | Applies to all three funds and every verification level |
| Sale (selling fund units) | 0% during the promotion | No fee charged | Sale proceeds are credited to your USDT balance |
| Withdrawal (USDT to an external BEP-20 wallet) | 0% during the promotion | No fee charged | Wealtii does not pay out to bank accounts directly |
| USDT deposit (BNB Smart Chain, BEP-20) | No Wealtii fee | No fee charged | Your own wallet pays the network fee to send it |
| Management fee | None | No fee charged | Nothing is deducted from your holdings for holding them |
| Performance fee | None | No fee charged | No lock-up and no exit penalty either |
| Deposit refund processing fee | 0.5% of the amount refunded | Wealtii | Only when a deposit over- or under-payment beyond the tolerance is refunded |
| Network (gas) fees | Typically under $0.50 per transaction | BNB Smart Chain validators | Varies with network activity |
| DEX execution costs | Varies with trade size and liquidity | DEX liquidity pools and the market | Price impact, slippage and pool fees are reflected in the execution price |
| Card or bank purchase of USDT (on-ramp) | Set by the provider | Third-party on-ramp provider | Transak, Banxa, Onramp.money, Onramper or Alchemy Pay; availability varies by country |
Shown before you confirm
Any Wealtii platform fee is shown before you confirm a purchase, sale or withdrawal. Costs set by the market or by third parties (network fees, DEX execution costs and on-ramp fees) are explained in Section 3.
How Wealtii Approaches Fees
Our Fee Commitments
- Pre-transaction disclosure: Any platform fee is shown before you confirm a transaction
- Transaction history: Each transaction, including any fee charged, appears in your history and can be exported
- Advance notice: At least 30 days' notice before any platform fee is introduced or changed
- No retroactive changes: A fee change never applies to transactions completed before it takes effect
- Your choice: You can sell and withdraw before a new fee takes effect
Early-adopter 0% fee promotion โ terms
3 subsections
What the Promotion Covers
During the early-adopter promotion, Wealtii charges 0% platform fees on:
- purchases of fund units;
- sales of fund units; and
- USDT withdrawals to an external BEP-20 wallet.
The promotion applies to all users, all three funds and every verification level. It does not cover costs that Wealtii does not charge: network fees, DEX execution costs and third-party on-ramp fees. The 0.5% processing fee on refunds of deposit over- or under-payments continues to apply. There is no management fee or performance fee, during or after the promotion, unless introduced under Section 2.3.
How Long the Promotion Lasts
No end date has been announced. The promotion continues until Wealtii gives notice that it is ending, in line with Section 2.3.
If Platform Fees Are Introduced or Changed
- At least 30 days' notice: by email, in the app and on this page before any platform fee is introduced or changed.
- Never retroactive: a transaction is charged the fees in force when it was made.
- Time to decide: you can sell your fund units and withdraw before a new fee takes effect.
- Published in advance: the new fee schedule and its effective date will appear on this page before it applies.
Detailed Fee Breakdown
7 subsections
Deposit Fees
Wealtii does not charge a fee for deposits. There are two ways to fund your account:
- Send USDT on BNB Smart Chain (BEP-20) to your personal deposit address. Your own wallet pays the network fee (typically under $0.50, paid in BNB). The deposit is credited after 12 block confirmations. Only send USDT on BNB Smart Chain; other tokens or networks can be lost permanently.
- Buy USDT by card or bank transfer through a third-party on-ramp provider (Transak, Banxa, Onramp.money, Onramper or Alchemy Pay). The provider sets its own fees and exchange rate, runs its own identity checks, and its availability varies by country. Wealtii does not receive these fees.
Purchase Fees
Purchase fee: 0% during the promotion. When you buy fund units, your USDT buys every holding of the fund in its target weight. Wealtii executes the trades on-chain through DEX aggregators at the best available quote; price impact, slippage and liquidity-pool fees are reflected in the execution price (see Section 3.6).
Example: investing $10,000
If the fund's value then rose 25%, the holdings would be worth $12,500.00 (+$2,500.00). If it fell 25%, they would be worth $7,500.00 (-$2,500.00). Illustrative figures, not a forecast.
Sale Fees
Sale fee: 0% during the promotion. When you sell fund units, Wealtii sells the underlying assets on-chain and credits the USDT proceeds to your balance. Any fee is shown in the sale confirmation before you confirm.
Example: selling holdings worth $12,500
Withdrawal Fees
Withdrawal fee: 0% during the promotion. Withdrawals are paid in USDT to an external wallet on BNB Smart Chain (BEP-20). Wealtii does not currently deduct a separate network fee from withdrawals.
- Wealtii does not pay out to bank accounts directly. To convert USDT to your local currency, you use a third-party service, which charges its own fees.
- Check the address and network before you withdraw: blockchain transfers cannot be reversed.
Example: withdrawing $12,500
Network (Gas) Fees
Network fees are typically under $0.50 per transaction on BNB Smart Chain. They are paid to the validators that process transactions, not to Wealtii, and they rise when the network is busy.
- Deposits: your own wallet pays the network fee (in BNB) when you send USDT.
- Withdrawals: Wealtii does not currently deduct a separate network fee.
- Purchases and sales: on-chain execution costs are reflected in the execution price (Section 3.6).
DEX Execution Costs & Slippage
Wealtii buys and sells each fund's holdings on-chain through decentralised exchange (DEX) aggregators, which route each trade to the best quote available at the time of execution. The price you get reflects:
- Price impact: large trades move the price, especially for less liquid assets.
- Slippage: the price can move between the quote and execution.
- Liquidity-pool fees: charged by the DEXs used and included in the quote.
These costs are part of the execution price and are not paid to Wealtii. They vary with trade size and market conditions, so they cannot be fixed in advance.
Deposit Refund Processing Fee (0.5%)
When you start a deposit, you choose an amount. Small differences between that amount and the USDT you actually send, within the accepted tolerance, are simply invested. If the difference is larger:
- Overpayment: the excess is refunded to your Wealtii USDT balance.
- Underpayment: the full amount you sent is refunded to your Wealtii USDT balance.
- Processing fee: 0.5% of the amount refunded is deducted.
Worked Examples
2 subsections
Example: $10,000 From Deposit to Withdrawal
Scenario: you deposit $10,000 USDT, invest it in a fund, and a year later sell and withdraw. The example assumes a hypothetical 25% rise in the fund's value and a $0.20 network fee for your deposit. It is illustrative, not a forecast, and excludes DEX execution costs.
Step 1: Deposit USDT
Step 2: Buy fund units
Step 3: Hold for a year
Step 4: Sell and withdraw
Result
Example: Fees When Prices Rise, Stay Flat or Fall
Wealtii's platform fees do not depend on how your investment performs. For a $10,000 investment:
| Change in fund value | Fund value | Wealtii fees | You receive (before DEX execution costs) |
|---|---|---|---|
| -25% | $7,500.00 | $0.00 | $7,500.00 |
| 0% | $10,000.00 | $0.00 | $10,000.00 |
| +25% | $12,500.00 | $0.00 | $12,500.00 |
Comparing Fees
1 subsection
How to Compare Crypto Index Fund Costs
Headline fees rarely tell the whole story. When you compare Wealtii with another crypto index fund, ETF or platform, check each of these costs:
| Cost to check | What it is | Wealtii (during the promotion) |
|---|---|---|
| Management fee or expense ratio | An annual percentage of your holdings, charged whether or not you trade | None |
| Purchase or trading fee | Charged when you buy | 0% |
| Sale or redemption fee | Charged when you sell | 0% |
| Spread or execution markup | The gap between the price you get and the market price | Executed through DEX aggregators at the best available quote; price impact and slippage apply |
| Withdrawal fee | Charged when you move money out | 0% (USDT to a BEP-20 wallet) |
| Network fees | Paid to the blockchain to process transactions | Typically under $0.50 on BNB Smart Chain |
| Funding (on-ramp) fees | Charged when you buy crypto with a card or bank transfer | Set by the third-party provider |
Other providers change their fees often, so check each provider's current fee page or key information document. Beyond cost, compare who holds the assets (custody), the provider's regulatory status (see our regulatory status) and whether you can withdraw the underlying assets.
Fee Calculator
1 subsection
Estimate Your Costs
Enter an amount to see the Wealtii fees on a full cycle of deposit, purchase, sale and withdrawal. The value change is a hypothetical input, not a forecast.
Your cost estimate
Illustrative only, not a forecast. Excludes DEX execution costs (price impact and slippage) and any third-party on-ramp fees, which vary with market conditions and provider.
Keeping Your Costs Low
2 subsections
Practical Ways to Reduce Costs
The Bottom Line
With 0% platform fees during the promotion, your main costs are set by the market and third parties: network fees, DEX execution costs and any on-ramp fees. Fewer, planned transactions keep those costs low.
Fee Policies & Changes
5 subsections
Fee Transparency Policy
- Pre-transaction disclosure: Any platform fee is displayed before you confirm an action
- Confirmation screens: The amount, any fee and the net amount are shown before you confirm
- Transaction history: Each transaction, including any fee charged, is recorded in your account
- Export: You can export your transaction history for your records
- Market and third-party costs: Network fees, DEX execution costs and on-ramp fees are explained on this page
Fee Changes Policy
When Fees Are Deducted
Tax Treatment of Fees
In many countries:
- Purchase costs: may be added to the cost of your investment, reducing a taxable gain
- Sale costs: may reduce your sale proceeds for tax purposes
- Record keeping: you need records of every transaction, including any fees and network costs
- Your records: you can export your Wealtii transaction history
Large Investments
The same fees apply to every user, whatever the size of the investment; there are no volume discounts. Account limits depend on your verification level (see the AML & KYC Policy). Large trades can face higher DEX execution costs. For questions about large investments, contact support@wealtii.com.
Frequently Asked Questions
Everything you need to know about Wealtii fees and pricing
Related Legal Documents
Important documents you should review
Complete terms governing your use of the Platform
How we collect, use, and protect your personal data
Anti-money laundering and identity verification
Comprehensive disclosure of investment risks
Complete breakdown of all applicable fees
Our future plans, upcoming features, and strategic direction
How we ensure 1:1 asset backing and on-chain verifiability
Our mission, vision, and the founder behind Wealtii
Step-by-step guide to using the Wealtii platform
How we protect your account, funds, and personal data
Educational resources on digital asset investing and index funds
Who operates Wealtii, its regulatory status and restricted jurisdictions
