Fees & Pricing

💰

Fee Transparency Notice

At Wealtii, every fee is shown upfront before you confirm any transaction. No hidden charges, no surprise costs; what you see is exactly what you pay.

Wealtii is currently in an early operational phase and is not yet legally regulated. Like all investment vehicles, including traditional stock markets (S&P 500, NASDAQ) and bond markets, digital asset investments carry inherent market risk. Past performance does not guarantee future results.

1.1

Quick Fee Summary

🔗

🆓
$0 FREE
Deposit Fee
💰
0.75%
Purchase Fee
💸
0.75%
Sell Fee
🏦
0.75% (max $25)
Withdrawal Fee
🚫
0%
Annual Management Fee
⛽
~$0.05-$0.50
Network Gas
🛡️No Hidden Fees Guarantee
Every fee is disclosed upfront before you confirm any transaction. No surprise charges, no hidden costs, no fine print. What you see is exactly what you pay.

1.2

Our Fee Philosophy

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1. Simplicity
One flat percentage for each transaction type. No complex tier structures, volume requirements, or confusing calculations. If you invest $1,000 or $100,000, the percentage is the same.
2. Transparency
Every fee is disclosed before you confirm any transaction. No hidden charges, surprise costs, or fine print. We show you exactly what you'll pay before you proceed.
3. Long-Term Alignment
No annual management fees means our incentives align with long-term investors. We don't profit from simply holding your funds; we only charge when you take action.

1.3

Transparency Commitment

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✨
Our Commitment to You
Pre-Transaction Disclosure: All fees shown before you confirm any action
Fee Summary Display: Complete breakdown of every charge before finalizing
Transaction History: Detailed fee records for every transaction
No Hidden Charges: Absolutely no undisclosed or surprise fees
Advance Notice: 30-60 days warning before any fee changes
Downloadable Statements: Export complete fee history for your records

2.1

Deposit Fees

🔗

🆓
USDT Deposits: $0 (FREE)
Wealtii does NOT charge any fees for depositing USDT into your account
What You Pay
Wealtii Deposit Fee: $0 (completely free)
Network Fee: You pay a small blockchain network fee when sending USDT from your wallet (typically under $0.50)
Important: Network fees are paid from your sending wallet to blockchain validators, not to Wealtii. These fees cover the computational cost of processing your transaction on the blockchain and cannot be avoided; they're inherent to blockchain technology.

2.2

Purchase Fees

🔗

💰
Purchase Fee: 0.75%
Flat 0.75% fee on your investment amount, all-inclusive with no additional charges
What's Included
Trade execution costs across multiple cryptocurrencies
Platform operational costs
Blockchain gas fees for purchasing underlying assets
Index fund unit creation and allocation
No additional hidden charges beyond this 0.75%
How Your Investment Works
💹 Example: Investing $10,000
Investment Amount: $10,000
Purchase Fee (0.75%): -$75
Net Invested in Index Fund: $9,925
After 1 Year (25% market gain): $12,406.25
Your Net Gain: +$2,406.25 (before selling fees)
💡 Key Insight: The 0.75% purchase fee is a one-time cost. Just like brokerage fees when purchasing S&P 500 or NASDAQ stocks, it's a small price for diversified exposure across the top cryptocurrencies without the hassle of managing multiple trades yourself.

2.3

Sell/Redemption Fees

🔗

💸
Selling Fee: 0.75%
0.75% of total liquidation proceeds, deducted before USDT is credited to your balance
How It Works
Fee calculated on total value of units being sold
Fee deducted automatically before USDT credit
Net proceeds shown in sale confirmation
Complete breakdown available in transaction history
Example: Selling After Value Appreciation
Original Investment: $10,000
Purchase Fee (0.75%): -$75
Net Invested: $9,925
After 1 Year (20% gain): $11,910
Selling Fee (0.75%): -$89.33
USDT Credited to Balance: $11,820.68

2.4

Withdrawal Fees

🔗

🏦
Withdrawal Fee: 0.75% (max $25)
0.75% of withdrawal amount, capped at maximum of $25 per withdrawal
Benefit: The $25 cap means large withdrawals are proportionally cheaper
The $25 Cap Advantage
💰 Example: Withdrawing After a Profitable Year
Original Investment: $10,000
Market Growth (35% gain): +$3,473.75
After Selling (0.75% sell fee): $13,298.26 in your balance
Withdrawal Fee: Just $25 (capped!) instead of $99.74 at 0.75%
You Receive: $13,273.26 (effective withdrawal fee: just 0.19%)
💡 Pro Tip: The $25 cap means the bigger your withdrawal, the lower your effective fee rate. Withdrawing $10,000+ costs only $25, that's as low as 0.25% or less. Consolidate smaller withdrawals into larger ones to maximize this benefit.

2.5

Network Transaction Fees

🔗

⛽
Network Fees: ~$0.05-$0.50
Blockchain gas fees paid to network validators, NOT charged by Wealtii
Understanding Network Fees
What They Are: Fees paid to blockchain validators who process transactions and secure the network
Who Gets Them: Network validators, NOT Wealtii-we don't profit from gas fees
Transaction Cost: Consistently low fees, typically $0.05-$0.50 per transaction
Predictability: Network fees remain stable even during high network activity
When You Pay: You pay network fees when depositing; Wealtii pays them when processing your withdrawals
Why Does This Matter? We selected our blockchain network specifically for its low fees, fast transactions, and reliability. Unlike some networks where gas fees can spike to $50+ during busy periods, our network maintains consistent, affordable fees that won't eat into your investment returns.

2.6

Other Fees

🔗

🏆Automatic Overpayment Refund
We're one of the few crypto index platforms that automatically refund overpayments. Most platforms simply keep any extra funds you send; we believe your money should always stay yours.
How It Works
If you accidentally send more USDT than your deposit order requires (beyond a small tolerance), the overpayment will be automatically refunded to your sending address:
Refund Processing Fee: Just 0.5% of the overpayment amount
Covers blockchain gas costs of processing the refund transaction
Automatic refund initiated within few minutes
Refund sent to your original sending address
Example: You order a $1,000 deposit but accidentally send $1,500. On other platforms, that $500 could be lost forever. On Wealtii, the $500 overpayment is automatically refunded to you minus a minimal $2.50 (0.5%) processing fee, you get $497.50 back.

3.1

Complete Investment Cycle

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Scenario: Invest $10,000, hold for 1 year with 30% market appreciation, then sell and withdraw your profits. Just like investing in S&P 500 or NASDAQ index funds, your diversified portfolio benefits from overall market growth.
STEP 1: Deposit USDT
Network Fee: -$0.20
Wealtii Deposit Fee: $0 (FREE)
USDT Balance: $10,000.00
STEP 2: Purchase Index Fund
Investment Amount: $10,000
Purchase Fee (0.75%): -$75
Net Invested in Fund: $9,925
STEP 3: Your Investment Grows (1 Year)
Annual Management Fee: $0 (NO FEE, your returns keep compounding!)
Market Appreciation (30% gain): +$2,977.50
Portfolio Value After 1 Year: $12,902.50
STEP 4: Sell & Withdraw Profits
Fund Value: $12,902.50
Selling Fee (0.75%): -$96.77
Withdrawal Fee (capped at $25): -$25
Network Fee: -$0.20
🎉 Your Investment Results
Original Investment: $10,000
Total Fees Over Full Cycle: $196.97 (~1.97% effective rate)
💰 Final Amount You Receive: $12,780.53
🚀 Net Profit: +$2,780.53 on your $10,000 investment

3.2

Multiple Investment Scenarios

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See how your investment could grow at different market appreciation levels. Just like the S&P 500 has historically averaged ~10% annually, crypto markets offer unique growth potential:
📈 Conservative Growth (20% Return)
Original Investment:$10,000
Market Growth (20%):+$1,985
You Receive (after all fees):$11,732
Net Profit: +$1,732
🚀 Moderate Growth (50% Return)
Original Investment:$10,000
Market Growth (50%):+$4,962.5
You Receive (after all fees):$14,665
Net Profit: +$4,665
💫 Strong Growth (100% Return)
Original Investment:$10,000
Market Growth (100%):+$9,925
You Receive (after all fees):$19,553
Net Profit: +$9,553
💡 Key Takeaway: With no annual management fees, your returns compound uninterrupted-just like holding an S&P 500 index fund without the ongoing expense ratio eating into your gains year after year. The longer you hold, the more you keep.

4.1

Wealtii vs Competitors

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How Wealtii fees compare to other crypto index platforms:
PlatformPurchaseAnnual FeeSellWithdrawalYear 1Year 5
Wealtii ✓0.75%0%0.75%0.75% (max $25)~1.74%~1.74%
Others (Industry Average) 1-2.5%0.5-2.5%0.5-2.5%0.5-1%~4-6.5%~10-14%
✨ Wealtii Advantage: While our Year 1 fees are competitive, the real benefit emerges over time. With ZERO annual management fees, your total costs remain the same whether you hold for 1 year or 10 years (assuming no additional trades). Others in the industry charge ongoing fees that compound year after year, eroding your returns.

Platform	Purchase	Annual Fee	Sell	Withdrawal	Year 1	Year 5
Wealtii ✓	0.75%	0%	0.75%	0.75% (max $25)	~1.74%	~1.74%
Others (Industry Average)	1-2.5%	0.5-2.5%	0.5-2.5%	0.5-1%	~4-6.5%	~10-14%

4.2

vs Traditional Investments

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Comparing crypto index platforms to traditional investment options:
Traditional Stock Index Funds (S&P 500, NASDAQ)
Typical Fees: 0.03% - 0.2% annual
Pros: Very low annual costs due to massive scale and decades of regulatory infrastructure
Cons: Limited to traditional equities; no cryptocurrency exposure; cannot capture crypto market growth
Different asset class with different cost structures. Wealtii provides the same diversified index approach, but for the crypto market, where operational costs are naturally higher due to blockchain infrastructure.
Other Crypto Index Platforms
Typical Fees: 0.5% - 2.5% annual + 1-2.5% purchase/sell
Pros: Some offer wider token coverage or additional features
Cons: Annual management fees compound significantly over time, often consuming a large portion of returns
Wealtii's zero annual fee structure means you keep more of your returns the longer you hold, a critical advantage for building long-term wealth.
DIY Crypto Trading (Buying Individual Tokens)
Typical Fees: 0.1% - 0.5% per trade × multiple trades
Pros: Full control over exactly which tokens you hold
Cons: Achieving diversification requires 10+ separate trades, each with its own fee; time-consuming research and rebalancing
Wealtii's single 0.75% purchase fee gives you instant diversified exposure that would cost significantly more if replicated through individual trades.

5.1

Fee Calculator Tool

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Calculate your estimated fees and see how your investment could grow:
Investment Amount (USD)
Holding Period (Years)
Withdrawal Amount (USD) (optional)
Expected Market Growth (%)
💡 For context: S&P 500 averages ~10% annually. Crypto markets can see 20-100%+ in strong years.
📊 Your Investment ProjectionInvesting $10,000 with 30% market growth
+$2,780.53
Net Profit After All Fees
💰 Your Investment$10,000.00
📉 Purchase Fee (0.75%)-$75.00
🏦 Net Invested in Fund$9,925.00
📈 Market Growth (+30%)$2,977.50
💎 Portfolio Value$12,902.50
📉 Sell Fee (0.75%)-$96.77
📉 Withdrawal Fee (capped at $25)-$25.00
⛽ Network Fees-$0.40
💰 YOU RECEIVE$12,780.53
Total Fees Paid: $197.17🚀 Profit: +$2,780.53
📐 Fee Basis Comparison
Based on $10,000Initial Investment
Based on $12,902.50Peak Portfolio Value
Total Fees$197.17$197.17
Percentage1.97%1.53%
Net Return+27.81%-

	Based on $10,000 Initial Investment	Based on $12,902.50 Peak Portfolio Value
Total Fees	$197.17	$197.17
Percentage	1.97%	1.53%
Net Return	+27.81%	-

6.1

Fee Reduction Strategies

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📅
Invest for the Long Term
Purchase and sell fees are one-time costs. The longer you hold, the lower the annualized impact.
Example: 0.75% purchase fee = 0.75% per year if held 1 year, but only 0.075% per year if held 10 years
💡 Buy-and-hold strategy dramatically reduces fee impact over time
💰
Make Larger, Less Frequent Transactions
Percentage-based fees mean larger transactions are proportionally more efficient.
Example: $7.50 withdrawal fee on $1,000 = 0.75%, but $25 withdrawal fee (capped) on $10,000 = 0.25%
💡 Batch deposits and withdrawals instead of making many small transactions
🚫
Avoid Unnecessary Trading
Each buy/sell cycle costs 1.5% in fees (0.75% purchase + 0.75% sell). Frequent trading compounds costs.
Example: Trading 5 times/year = 7.5% in fees vs holding = 1.5% total
💡 Only rebalance or trade when truly necessary for your strategy
🎯
Take Advantage of the Withdrawal Cap
The $25 withdrawal cap makes large withdrawals significantly cheaper.
Example: Withdrawing $50,000 costs $25 (0.05%) instead of $375 (0.75%)
💡 For large withdrawals, the effective fee rate drops substantially below 0.75%
⏰
Plan Your Cash Flow Needs
Minimize withdrawals by planning ahead and keeping necessary funds outside the platform.
Example: Keep 3-6 months expenses liquid separately to avoid frequent small withdrawals
💡 Only invest funds you won't need to access frequently
📊
Consider Fee Impact on Returns
Evaluate whether your trading strategy justifies the fees based on expected returns.
Example: If strategy generates 5% annual return but fees cost 3%, net return is only 2%
💡 Compare fee-adjusted returns to simple buy-and-hold to ensure your strategy adds value

6.2

The Bottom Line

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🎯 The Bottom Line
The most effective way to minimize fees is to adopt a long-term, buy-and-hold strategy with larger, less frequent transactions. This aligns with sound investment principles: time in the market beats timing the market, and minimizing trading reduces both fees and emotional decision-making.

7.1

Fee Transparency Policy

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Wealtii commits to complete fee transparency:
Pre-Transaction Disclosure: All fees displayed before you confirm any action
Fee Summary: Complete breakdown shown in confirmation screens
Transaction History: Detailed fee records for every transaction accessible anytime
No Hidden Charges: Absolutely zero undisclosed or surprise fees
Downloadable Statements: Export complete fee history in multiple formats
Tax Reporting: Fees included in tax reports for your records and deduction calculations

7.2

Fee Changes Policy

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Wealtii reserves the right to adjust fees as business conditions, market dynamics, and operational costs evolve. However, we commit to providing you with ample notice and transparency:
📢 Advance Notice
Minimum 30-60 days advance notice before any fee changes take effect. Major fee increases will receive 60+ days notice.
📧 Multiple Communication Channels
Notifications sent via email, in-app alerts, and prominent platform announcements. You won't miss fee change communications.
🚫 No Retroactive Changes
Fee changes never applied retroactively. Your past transactions remain at the fees in effect at the time they occurred.
💼 Withdrawal Rights
You always have the option to withdraw your funds before new fees take effect if you disagree with the changes.
📚 Fee History Archive
Complete historical fee schedules archived and available for your reference. Full transparency on how fees have evolved over time.

7.3

Fee Deduction Timing

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Understanding when fees are actually charged:
Purchase Fees
Deducted once at time of investment (0.75%)
Reduces net amount allocated to your index fund
Shown clearly in transaction confirmation before you confirm
One-time cost; no recurring charges on your invested balance
Selling Fees
Deducted from your sale proceeds (0.75%)
Net USDT amount credited to your balance after deduction
Exact fee shown in sell confirmation before you finalize
Only charged when you choose to sell, hold as long as you want
Withdrawal Fees
Deducted from withdrawal amount (0.75%, capped at $25 max)
The $25 cap protects you on larger withdrawals
Fee amount confirmed before you finalize the withdrawal
Larger withdrawals benefit from lower effective fee rates

7.4

Tax Treatment of Fees

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⚠️ Tax Disclaimer: The following information is general guidance only and should not be construed as tax advice. Tax treatment of investment fees varies by jurisdiction and individual circumstances. Always consult a qualified tax professional for advice specific to your situation.
Generally, in many jurisdictions:
Investment Fees: May be deductible as investment expenses or included in cost basis calculations
Cost Basis: Purchase fees typically added to cost basis, reducing taxable gains
Sale Fees: Reduce proceeds, lowering realized gains for tax purposes
Record Keeping: Maintain detailed records of all fees paid for tax reporting
Tax Reports: Wealtii provides transaction reports including comprehensive fee information
💡 Pro Tip: Download your complete transaction history and fee statements before tax season. Wealtii provides detailed reports, but you're responsible for reporting cryptocurrency transactions to tax authorities. Consider using cryptocurrency tax software or consulting a tax professional familiar with crypto taxation.

7.5

Volume Discounts & Special Arrangements

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Current Policy
Wealtii currently offers standard fees to all users regardless of investment size. This ensures simplicity, fairness, and equal treatment. The $25 withdrawal cap already provides automatic proportional benefits for larger investors.
Future Considerations
Volume-based fee tiers may be introduced for high-volume traders
Institutional investor programs with custom fee structures
Loyalty rewards program for long-term platform users
Any changes will be communicated well in advance
Large Investment Inquiries
For investment amounts exceeding $500,000 or institutional arrangements, please contact our team at support@wealtii.com to discuss potential custom arrangements.

❓

Frequently Asked Questions

Everything you need to know about Wealtii fees and pricing

💰

Does Wealtii charge deposit fees?

No, Wealtii does NOT charge any fees for deposits. When you deposit USDT, you only pay a small blockchain network fee (typically under $0.50) to send the transaction from your wallet. This network fee goes to blockchain validators, not to Wealtii.

🧮

How does my investment grow on Wealtii?

When you invest on Wealtii, a simple 0.75% purchase fee is deducted and your funds are put to work across a diversified crypto index. For example, a $10,000 investment puts $9,925 into top cryptocurrencies. If the market rises 20% in a year, your holdings grow to $11,910, that's a $1,910 gain on your original investment. With no annual management fees eating into your returns, your money keeps compounding year after year.

📅

Are there any annual management fees?

No, Wealtii does NOT charge ongoing annual management fees. You only pay fees when you take action: 0.75% when purchasing, 0.75% when selling, and 0.75% (capped at $25) when withdrawing. This is a significant advantage over platforms that charge 0.5-2% annually, which compounds over time.

🛡️

Why is the withdrawal fee capped at $25?

The withdrawal fee is capped at $25 to make large withdrawals more cost-effective. For example, withdrawing $1,000 costs $7.50 (0.75%), but withdrawing $10,000 would be $75 without the cap; instead, it's capped at $25. This makes the effective fee rate lower for larger withdrawals (0.25% for $10,000 vs 0.75% for smaller amounts).

⛽

What are network transaction fees and who gets them?

Network transaction fees (also called "gas fees") are paid to blockchain validators who process transactions. These fees do NOT go to Wealtii, they go directly to network validators. Fees are very low, typically under $0.50 per transaction. You pay these fees from your sending wallet when depositing, and Wealtii covers them when processing your withdrawals.

💡

Can I avoid the 0.75% withdrawal fee?

The 0.75% withdrawal fee (capped at $25) applies to all withdrawals of USDT to external wallets. However, you can minimize its impact by: (1) Making fewer, larger withdrawals instead of many small ones, (2) Keeping funds on the platform if you plan to reinvest soon, (3) Taking advantage of the $25 cap for large withdrawals. Note: Transferring between your Wealtii accounts does not incur withdrawal fees.

⚖️

How does Wealtii compare to others on fees?

Wealtii offers highly competitive fees compared to other crypto index platforms. Most others in the industry charge 0.5-2.5% in annual management fees on top of purchase and redemption fees. Wealtii charges ZERO annual fees, just a simple 0.75% when you buy and 0.75% when you sell. For long-term investors, this means dramatically lower total costs that compound in your favor year after year.

👻

Are there any hidden fees?

Absolutely not. Wealtii is committed to complete fee transparency. All fees are disclosed upfront before any transaction. You'll see a fee summary before confirming any purchase, sale, or withdrawal. There are no surprise charges, hidden costs, or undisclosed fees. What you see is what you pay.

↩️

What if I overpay when depositing?

Wealtii offers automatic overpayment protection. If you accidentally send more USDT than your deposit order requires (beyond a small tolerance), the excess is automatically refunded to your sending address. A minimal 0.5% processing fee covers the blockchain cost of the refund transaction. Most platforms simply keep overpayments, we believe your money should always stay yours.

📝

Can fees be deducted from my investment for tax purposes?

Investment fees may be tax-deductible depending on your jurisdiction. In many countries, transaction fees can be included in your cost basis calculations, reducing your taxable gains. Wealtii provides detailed transaction records including all fees paid. However, tax treatment varies by location, consult a qualified tax advisor for guidance specific to your situation.

🔔

Will Wealtii notify me if fees change?

Yes. Wealtii commits to providing 30-60 days advance notice before any fee changes take effect. You'll be notified via email and platform notifications. Fee changes will never be applied retroactively, your past transactions are locked at the fees in effect at the time. You'll always have the opportunity to withdraw funds before new fees take effect if you disagree with the changes.

🧾

How can I see a breakdown of fees I have paid?

All fees are itemized in your transaction history. For each transaction (deposit, purchase, sale, withdrawal), you can view a complete breakdown showing the transaction amount, each fee charged, and the net amount. You can also download detailed statements and tax reports from your account that include comprehensive fee information.

🐳

Do you offer fee discounts for large investors?

Currently, Wealtii offers standard fees to all users regardless of investment size. However, the withdrawal fee cap ($25 maximum) already provides a proportional discount for larger withdrawals. We may introduce volume-based fee tiers in the future for high-volume traders and institutional investors. Contact support@wealtii.com for information about potential arrangements for very large investments.

🚦

What happens to fees during high network congestion?

Wealtii's fees (0.75% purchase, 0.75% sell, 0.75% withdrawal) remain constant regardless of network conditions. However, blockchain network fees can fluctuate during periods of high congestion. Our network is chosen specifically for its stable and predictable fee structure. Fees typically stay well under $0.50 even during busy periods, keeping your costs low and predictable.

📊

Are fees different for different index funds?

No, Wealtii applies the same fee structure across all index funds: 0.75% purchase fee, 0.75% selling fee, and 0.75% withdrawal fee (capped at $25). This ensures simplicity and fairness, you don't need to compare fee structures when choosing between different funds. Your decision can focus entirely on the fund's investment strategy and composition.

📚

Fee Structure Overview