Roadmap: Upcoming Funds & Platform Features

We named it "Wealtii" because the goal is a platform for all your wealth, not just crypto: one place to invest in diversified portfolios of digital assets, tokenized stocks and ETFs, gold, silver and, over time, other asset classes, all held on-chain.

Today, Wealtii offers three index funds with fixed target allocations. The Core fund is all crypto; the Growth and Balanced funds combine crypto with tokenized stocks and ETFs, Tether Gold and a tokenized silver ETF. Every fund is backed 1:1 by the underlying tokens, held in a public 3-of-3 multi-signature vault you can verify on BscScan.

This roadmap describes what we plan to build next. Wealtii is currently operated by its founder, is not regulated, and is working towards formal company registration; see our regulatory status.

Four principles guide the roadmap:

Transparency: Every asset in every fund is a real token held on-chain that you can check yourself. New features and asset classes will follow the same rule.

Simplicity: You shouldn't need a finance degree to get diversified exposure. Complexity stays behind the scenes.

Security: Fund assets are held in a multi-signature vault, and accounts are protected with encryption and two-factor authentication. Security comes before speed.

Growing Responsibly: We add chains, assets and features step by step. We would rather do it right than do it fast.

Please note: This roadmap reflects current plans. Priorities can change because of legal requirements, market conditions, technical feasibility and user feedback. Nothing here is a commitment, a timeline or financial advice.

Each Wealtii fund has fixed target allocations with position caps, set by our allocation methodology. Today, each purchase buys every holding at its target weight.

Because prices move, a fund's actual weights drift away from the targets between purchases. Automated rebalancing, which would bring the fund back toward its target weights, is in development and not live yet.

Current target weights for every fund are on our methodology and factsheets page.

When rebalancing launches, it is intended to:

• Bring each fund back toward its published target weights when they drift
• Execute the trades on-chain, so they are visible on BscScan like any other vault transaction
• Be documented on the methodology page, including how and when rebalancing happens

Rebalancing will not remove risk. A fund can still lose value, and rebalancing can itself incur network fees and price impact.

We plan to introduce rebalancing in stages:

Stage 1 - Testing: Rebalancing logic runs without executing trades, so its results can be checked.

Stage 2 - Reviewed Execution: Rebalancing trades are reviewed before they are executed.

Stage 3 - Live: Rebalancing runs with safety limits, and the methodology page is updated before it goes live.

At every stage, fund assets stay in the multi-signature vault and every trade is recorded on-chain. We will announce the change before it affects any fund.

During our early-adopter promotion, Wealtii charges 0% platform fees on purchases, sales and withdrawals, and there is no deposit fee. There is no management fee, performance fee, lock-up or exit penalty.

Costs that still apply: blockchain network (gas) fees, typically under $0.50 on BNB Smart Chain; market price impact and slippage on on-chain swaps; a 0.5% processing fee on refunds of deposit over- or under-payments; and third-party on-ramp providers' own fees. See our fee schedule.

If platform fees are ever introduced or changed:

• We will give at least 30 days' advance notice
• Changes will never be retroactive
• The fee schedule will be updated before the change takes effect

Fees are always shown before you confirm a transaction.

Batching: Orders are processed in batches, and buys and sells of the same assets can be netted so only the difference is swapped on-chain. This reduces network fees and price impact.

Best Available Quote: Swaps are routed through DEX aggregators, which compare liquidity sources and return the best available quote at the time of the trade.

Low-Fee Network: BNB Smart Chain network fees are typically under $0.50 per transaction.

Two of our three funds already hold tokenized real-world assets:

Tokenized Stocks and ETFs: Ondo Global Markets tokens for NVIDIA, Alphabet, Apple, Invesco QQQ, the SPDR S&P 500 ETF and the iShares Silver Trust. These tokens give economic exposure to the underlying security; holders do not get shareholder voting rights. Funds containing them may not be available in all jurisdictions, including the United States.

Tokenized Gold: Tether Gold (XAUT), where each token represents one troy fine ounce of gold on a London Good Delivery bar, issued by TG Commodities (Tether).

Each tokenized asset depends on its issuer's arrangements as well as on the blockchain. Learn more in our guides to Ondo tokenized stocks and tokenized gold.

We are exploring further funds, subject to the availability and liquidity of tokenized assets on-chain and to legal requirements:

• Broader tokenized equity funds (for example large-cap technology or broad-market ETFs)
• A precious metals fund
• Other mixed funds combining crypto, tokenized equities and precious metals
• Over time, other asset classes such as tokenized bonds, if suitable tokens become available

None of these is a commitment, and any new fund would be published with its holdings, target weights and methodology before launch.

A tokenized asset is only considered for a fund if:

• It is available on a supported blockchain with enough on-chain liquidity to trade through DEX aggregators
• Its issuer, backing and redemption arrangements are publicly documented
• It can be held in the same multi-signature vault and verified on-chain

Availability can vary by country. The current eligibility rules are on our methodology page.

Wealtii currently runs on BNB Smart Chain. Deposits and withdrawals are in USDT (BEP-20), chosen for low network fees and broad wallet support.

We are evaluating:

• Other networks, such as Ethereum and Ethereum Layer 2 networks, where tokenized assets have deep liquidity
• Additional stablecoins for deposits and withdrawals

Networks and stablecoins will be prioritised by liquidity, security, legal considerations and user demand. Until a network or stablecoin is announced as live, only USDT on BNB Smart Chain (BEP-20) is supported.

The aim of multi-chain support is simplicity: one dashboard showing all your holdings, with the platform handling the blockchain details behind the scenes. Any new chain would come with its own published vault address so it can be verified the same way as today's vault.

Tools we plan to add:

Performance Breakdown: See which assets and funds drove your results over a chosen period.

Risk Insights: Plain-language measures of diversification and volatility.

Tax Reports: Exportable transaction and gains reports to help with tax returns. They will not be tax advice.

Alerts: Notifications for price moves, portfolio milestones and rebalancing events.

Planned security additions:

• Withdrawal address whitelisting
• An anti-phishing code shown in our emails
• A third-party security audit and penetration test

See our security page for what is in place today.

A Wealtii mobile app for iOS and Android is in development, with portfolio management (deposits, investments, sales and withdrawals), price tracking and push notifications for orders and security events. It will use the same account and the same security controls as the web platform.

We will keep expanding our Learn guides, which follow our published editorial policy. We are also considering community and referral features, which would come with clear terms.

As Wealtii grows, we may offer data access for partners and work with tokenization providers and other platforms. Any partnership will be announced publicly, and we will not describe a relationship as a partnership until it exists.

Live today on BNB Smart Chain

• Three index funds with fixed target allocations, two of which include tokenized stocks, ETFs, gold and silver
• USDT deposits (BEP-20), plus card or bank purchases of USDT through third-party on-ramp providers
• On-chain execution through DEX aggregators
• A public 3-of-3 multi-signature vault
• Tiered verification and ticket-based support

Our current priorities:

• Automated rebalancing (in development)
• Formal company registration (we are working towards it)
• A published, dated reconciliation of vault holdings against fund units
• Third-party security audit and penetration test
• Withdrawal address whitelisting and an anti-phishing code

After that:

• Support for additional blockchains and stablecoins
• New funds, subject to tokenized asset availability and legal requirements
• The mobile app and portfolio analytics

Longer term, we are exploring other rules-based fund strategies. Any new strategy would be published with its methodology and risks before launch, and none is promised.

This roadmap shows where Wealtii is headed. It is not a binding commitment, promise or timetable:

• Features and plans can change because of legal requirements, market conditions, technical feasibility, user feedback and resources.
• Some features are at an early stage and may look different when released.
• Nothing in this roadmap is financial advice, investment guidance or a solicitation to invest.
• New features and asset classes do not guarantee profits or protect against losses.

Wealtii may change, delay or cancel any roadmap item. Significant changes will be announced by email and in the app.

Platform Updates: Launches and roadmap changes are announced in the app and by email. Keep your notification preferences on so you don't miss them.

Share Your Ideas: Have a feature you'd like to see? Email support@wealtii.com; user feedback shapes our priorities.

Partnerships: Tokenization providers and technology partners can reach us at support@wealtii.com.

Questions: Open a support ticket or email support@wealtii.com.