Platform Roadmap

Wealtii is not just a crypto platform - it is the beginning of something much bigger. We named it "Wealtii" because our vision extends far beyond cryptocurrency. We are building a single platform where anyone, anywhere, can invest in diversified portfolios of digital assets, tokenized stocks, precious metals like gold and silver, and much more - all on the blockchain. Today, Wealtii offers diversified cryptocurrency index funds - professionally structured portfolios that spread your investment across multiple top digital assets with a single transaction. Every fund is 1:1 backed by real assets, fully verifiable on the blockchain, and secured in a multi-signature vault. But that is just the beginning. This roadmap outlines everything we are building next - from AI-powered investing to tokenized stocks and gold. Wealtii is currently in an early operational phase and is not yet legally regulated. Whether you are here for crypto today or the full vision tomorrow, you are getting in early on something special.

Every feature on this roadmap is built around four simple principles: 100% Transparency: Every asset in every fund is real, on-chain, and verifiable. When we say your investment is 1:1 backed, it genuinely is - and you can check it yourself at any time. This principle will never change, no matter what new features or asset classes we add. Built for Everyone: You should not need a finance degree to invest wisely. Whether it is AI rebalancing, tokenized stocks, or gold - we make it as simple as tapping a button. Complexity behind the scenes, simplicity for you. Security Without Compromise: Every new feature goes through thorough security reviews before going live. We protect your assets with multi-signature vault technology and your account with encryption and multi-factor authentication. We never cut corners on security. Growing Responsibly: We are building Wealtii step by step - starting with crypto, then expanding into traditional assets, more blockchains, and more features. We would rather do it right than do it fast. Please note: This roadmap represents our current plans and intentions. Priorities may shift based on regulatory requirements, market conditions, and user feedback. Nothing here is a binding commitment or financial advice.

One of our most exciting upcoming features is AI-powered rebalancing for every fund on Wealtii. Right now, when you invest in a fund, the allocation across assets stays fixed until manually adjusted. With AI rebalancing, the platform will automatically and intelligently adjust your fund's asset mix over time - increasing exposure to assets showing strength and reducing exposure to those showing weakness. Think of it like having a professional portfolio manager watching the markets 24/7 and making smart adjustments on your behalf - except it is powered by advanced artificial intelligence, it never sleeps, and it does not get emotional about market swings. The AI will analyze real-time market data, historical patterns, volatility trends, and how different assets are moving relative to each other - then make data-driven adjustments to maximize your potential returns while managing risk.

AI-powered rebalancing is designed to give every Wealtii investor advantages that were previously only available to large institutional firms: Smarter Investing: Instead of a static portfolio that does not adapt to changing markets, your fund will actively optimize itself based on what the data is showing. The goal is better risk-adjusted returns over time. No Emotional Decisions: One of the biggest challenges in investing is letting fear or excitement drive your decisions. The AI makes adjustments based purely on data - no panic selling during dips, no greedy buying during hype. Completely Hands-Off: You do not need to do anything. The AI works in the background, continuously monitoring markets and adjusting allocations within your chosen fund. You can sit back and let it work. Full Transparency: Every adjustment the AI makes will be logged and visible to you. You will always know what changed, when it changed, and why - no black box, no mystery. Professional-Grade for Everyone: Hedge funds and institutional investors spend millions on algorithmic portfolio management. Wealtii brings those same capabilities to you through a simple, accessible platform.

We take a responsible approach to introducing AI into investment management. The rollout will happen in stages: Stage 1 - Testing Mode: The AI engine will run in the background alongside existing funds, generating recommendations without executing them. Our team will evaluate its accuracy and performance against market benchmarks to ensure it meets our standards. Stage 2 - Assisted Mode: The AI will begin making recommendations that are reviewed and approved by fund managers before any trades are executed. This combines the intelligence of AI with the judgment of experienced humans. Stage 3 - Fully Automated: Once the AI has proven itself through rigorous testing, it will manage fund rebalancing automatically - with built-in safety limits and automatic safeguards that pause activity if anything unusual is detected. At every stage, your funds remain secured in the multi-signature vault, and every AI-driven trade is fully transparent and recorded on the blockchain. We will never rush this - your trust and your assets come first.

Wealtii believes in straightforward pricing with no hidden costs. Here is exactly what you pay today: • Deposit Fee: 0% - Always free. We never charge you to bring money in. • Fund Purchase Fee: 0.75% - A flat fee applied when you buy into any index fund. This covers the cost of executing trades and purchasing the actual underlying assets on your behalf. • Fund Sell Fee: 0.75% - A flat fee applied when you sell your fund holdings. • Withdrawal Fee: 0.75% (capped at $25) - When you withdraw, you pay a maximum of $25 no matter how large the withdrawal. This means our fees become proportionally smaller as your withdrawals grow. That is it. No account fees, no maintenance fees, no hidden charges - and every fee is clearly shown before you confirm any transaction. What you see is what you pay.

Our long-term goal is to make Wealtii one of the most affordable investment platforms available. As the platform grows and more investors join, we plan to progressively reduce fees - passing the savings directly to our users. Here is how we think about it: Volume-Based Savings: As more people use Wealtii, our costs per transaction decrease. When that happens, we lower fees - because you should benefit from the platform's growth, not just us. Loyalty Rewards: We are exploring ways to reward long-term investors with reduced fee tiers. The longer you invest with us, the better your rates become. Competitive Edge: We continuously monitor the market. Our goal is to always offer fair, competitive pricing that reflects the real value we deliver - professional-grade index fund investing with full transparency and security. We will announce any fee changes well in advance - with at least 30 days' notice, clear explanations, and updated documentation - so you are never surprised. Our current fee schedule is always available on the Fee Schedule page.

Behind the scenes, Wealtii uses advanced technology to keep your costs as low as possible: Smart Order Processing: When multiple users buy or sell at the same time, we batch transactions together to reduce overall costs. This means you benefit from the same efficiency that large institutions enjoy. Best Price Execution: Our systems automatically compare prices across multiple sources to get you the best available rate for every trade. You do not need to shop around - we do it for you. No Middlemen: Because everything happens on the blockchain, there are fewer intermediaries taking a cut compared to traditional finance. Those savings are reflected in our competitive fee structure. As we grow, we expect these efficiencies to improve further - which is why we are confident about our ability to reduce fees over time. Growing bigger means operating smarter, and we pass those benefits to you.

This is one of the biggest reasons we chose the name "Wealtii" - we are not just building a crypto platform. We are building a platform for all your investments. Starting later this year, Wealtii will begin introducing tokenized real-world assets (RWAs) alongside our existing digital asset index funds. What does that mean? It means you will be able to invest in: Tokenized Stocks: Own fractional shares of the world's biggest companies - Apple, Google, Microsoft, Tesla, Amazon, NVIDIA, and more - all on the blockchain. No brokerage account needed, no market-hours restrictions, and you can start with as little as a few dollars. Gold & Silver: The world's most trusted safe-haven assets, now available as blockchain-based tokens. Get exposure to real gold and silver without the hassle of physical storage, with 24/7 trading and fractional ownership. And More to Come: Bonds, real estate, commodities, and other assets - all tokenized and available through one simple platform. Every tokenized asset will follow the same principle as our crypto funds: 1:1 backed by real holdings, fully verifiable, and secured in our multi-signature vault.

We are designing a range of diversified fund categories so you can invest in what matters to you: Tech Giants Fund: Exposure to the world's leading technology companies - Apple, Google, Microsoft, Amazon, Meta, NVIDIA, and other major tech names - all in one fund. S&P 500 Index Fund: A broad-market fund giving you proportional exposure to 500 of the largest publicly traded US companies. The world's most popular index investment, made accessible on the blockchain. Global Blue-Chip Fund: Diversified exposure to top companies across the US, Europe, Asia, and emerging markets in a single fund. Precious Metals Fund: A fund combining gold, silver, and other precious metals - ideal for investors looking for a hedge against market volatility and inflation. Growth & Innovation Fund: Focused on high-growth companies in AI, biotech, clean energy, and other cutting-edge sectors. Dividend Income Fund: Companies with strong, consistent dividend payouts - designed for investors who want regular income alongside capital growth. Mixed Asset Funds: Unique to Wealtii - funds that combine crypto, stocks, and precious metals in a single diversified portfolio. True cross-asset investing made simple. More categories will be added based on user demand and market opportunity.

Bringing traditional assets onto the blockchain is a significant undertaking, and we are doing it the right way: Trusted Partnerships: We will partner with licensed, regulated tokenization providers who ensure that every tokenized stock and precious metal is fully backed by real-world holdings. We verify - you can too. Regulatory Compliance: Tokenized securities require careful legal and regulatory navigation. We are actively engaging with regulatory frameworks across multiple jurisdictions to ensure our offerings are fully compliant. We will launch only when we are confident everything meets the required standards. Seamless Experience: Whether you are investing in a crypto fund, a stock fund, or a gold fund - the experience on Wealtii will be the same. One account, one dashboard, one simple interface. No switching between different apps or platforms. Same Security Standards: Every tokenized asset will be held and secured with the same multi-signature vault technology and verification standards as our existing crypto funds. Availability of tokenized asset funds may vary by country based on local regulations. We will provide clear guidance on what is available in your region as each fund launches.

Wealtii currently operates on one of the most popular and cost-effective blockchain networks available, and accepts USDT as the primary stablecoin for deposits and withdrawals. This setup was chosen for its reliability, low fees, and fast transaction times. But we know that flexibility matters. Different investors prefer different blockchains and different stablecoins - and we want Wealtii to work for everyone. That is why we are expanding to multiple blockchain networks and adding support for additional stablecoins. What does this mean for you? More choices. You will be able to deposit and withdraw using your preferred blockchain and stablecoin, invest on the network that suits you best, and manage your entire portfolio from one unified account - regardless of which chain your assets are on.

We are evaluating and prioritizing support for the following: New Blockchain Networks: • Ethereum - The most established smart contract platform with the deepest liquidity. Ideal for larger investors who prioritize maximum security and decentralization. • Polygon - Extremely low transaction fees and fast confirmations. Great for everyday investing without high costs. • Solana - Ultra-fast transactions with near-instant finality. Perfect for investors who value speed. • Arbitrum - An Ethereum-secured network with significantly lower fees. Growing rapidly with strong ecosystem support. • Base - Built for accessibility and ease of use. Perfect for investors new to blockchain. • Avalanche - High performance with strong institutional adoption and growing real-world asset support. Additional Stablecoins: • USDC - One of the most widely used and trusted stablecoins globally. Adding USDC gives you another reliable option for deposits and withdrawals alongside USDT. • More stablecoins will be evaluated based on user demand, regulatory considerations, and liquidity. Additional networks and stablecoins will be prioritized based on user feedback, liquidity, security, and regulatory considerations.

Our goal with multi-chain support is simplicity. You should not need to understand the technical details of different blockchains to use Wealtii. Here is what the experience will look like: One Dashboard: All your holdings across all chains visible in one place. No switching between different wallets or platforms. Seamless Investing: Choose a fund and invest - the platform handles the blockchain details behind the scenes. You focus on your portfolio, not which chain it is on. Easy Transfers: Moving assets between different blockchain networks will be straightforward. We are building intuitive tools so you can migrate your holdings with just a few clicks. Same Fees & Security: Whether your assets are on Ethereum, Solana, or any other supported chain - the same competitive fees, the same multi-signature vault security, and the same 1:1 asset backing apply everywhere. Our goal is to make the underlying blockchain technology invisible to you. Just like you do not need to understand how the internet's routing works to browse a website - you should not need to understand blockchain infrastructure to invest on Wealtii.

We are developing powerful tools to help you understand and optimize your investments: Performance Breakdown: See exactly which assets and funds drove your returns over any time period. Understand what is working and what is not - at a glance. Risk Insights: Easy-to-understand risk metrics that show how diversified your portfolio is, how volatile it has been, and how it compares to market benchmarks. No financial jargon - just clear insights in plain language. Tax Reports: Automated tax report generation compatible with major jurisdictions. Capital gains calculations and exportable formats that make tax season simple instead of stressful. Smart Alerts: Set up notifications for the things that matter to you - price movements, portfolio milestones, rebalancing events, or performance targets. Stay informed without constantly checking the app.

Investing is better when you can learn from others. We are building community features that enhance your experience while respecting your privacy: Fund Leaderboards: See how different fund strategies are performing - anonymous and opt-in. Learn from what is working across the Wealtii community without anyone knowing your personal details. Discussion Forums: A space for Wealtii investors to discuss market trends, share knowledge, and learn together. Focused on education and informed discussion - not hype or speculation. Enhanced Referral Programme: Invite friends and earn rewards. A transparent referral system where both you and the people you invite benefit - with clear terms and no hidden conditions. Learning Centre: An expanded library of tutorials, guides, market insights, and investment education. Whether you are a complete beginner or an experienced investor, there will always be something new to learn.

A dedicated Wealtii mobile app is in development for both iOS and Android, designed to bring the full platform experience to your phone: What You Can Expect: • Full portfolio management - deposits, investments, sells, and withdrawals from your pocket. • Real-time price tracking and fund performance updates with push notifications. • Biometric login - Face ID, Touch ID, or fingerprint for quick, secure access. • Dark mode interface matching the web platform's beautiful design. • Offline portfolio viewing - check your holdings even without internet. • Push alerts for order completions, security events, and market moves. The mobile app will be built with the same rigorous security standards as our web platform. Every feature you love on the website will be available on your phone - optimized for mobile, but with zero compromises on security or functionality.

As Wealtii grows, we are building infrastructure to support larger investors and strategic partnerships: Institutional Accounts: Enhanced features for professional and institutional investors, including multi-user access with role-based permissions, advanced reporting and compliance documentation, and dedicated account management. Developer Tools: We plan to offer secure access for qualified partners and institutions to integrate with Wealtii - enabling portfolio management, data streaming, and custom analytics built on top of our platform. White-Label Partnerships: Opportunities for businesses that want to offer Wealtii's fund investing capabilities under their own brand - bringing diversified blockchain-based investing to even more people. All institutional features will maintain the same security standards and transparency principles as our retail platform. Access will be carefully managed to ensure security and compliance at every level.

These are our highest-priority initiatives currently in active development or advanced planning: What is live right now: • Diversified cryptocurrency index funds with 1:1 asset backing • Multi-signature vault custody for all platform assets • Market and limit orders with real-time price tracking • Full portfolio dashboard with live performance analytics • Multi-tier identity verification (optional - invest without it) • Two-factor authentication and comprehensive account security • In-app support ticket system • Complete transaction history and blockchain verification Coming in 2026: • AI Rebalancing Engine - Shadow testing and performance benchmarking against static allocations, progressing toward assisted and automated modes • Advanced Portfolio Analytics - Performance breakdown, risk insights, and enhanced reporting tools • Mobile Application - Beta programme for iOS and Android with invite-only testing • Additional Stablecoin Support - USDC integration alongside existing USDT • Community features - Fund leaderboards and discussion forums

Building on the foundation laid in 2026, these initiatives expand the platform's capabilities and reach: First Half of 2027: • AI Rebalancing - Full automated mode for qualifying funds with comprehensive safety controls • Multi-Blockchain Launches - Live deployments on additional blockchain networks (starting with Ethereum and Polygon) • Tokenized Stock Funds - Pilot programme with tokenized US equity baskets (Tech Giants Fund, S&P 500 Fund), subject to regulatory requirements • Precious Metals Funds - Gold and silver tokenized fund offerings Second Half of 2027: • Additional Blockchain Deployments - Solana, Arbitrum, and more based on demand • Global Stock Funds - International equity and sector-specific funds • Cross-Chain Portfolio Management - Unified dashboard and easy asset transfers between chains • Institutional Features - Enhanced accounts, reporting, and partnership tools • Fee Reductions - First round of fee decreases as the platform grows

Our long-term ambition is to make Wealtii the go-to platform for diversified investing across every major asset class: • Full multi-blockchain coverage across all major networks - invest on whatever chain you prefer • Comprehensive real-world asset offering - global stocks, precious metals, commodities, bonds, and real estate tokens, all in one place • AI-curated personal portfolios - the algorithm builds a custom diversified portfolio tailored to your risk profile and goals • Community governance - giving the Wealtii community a voice in platform direction and fund curation • Ultra-low fees - as the platform scales, we pass savings to users through progressively lower fees • Global accessibility - supporting investors in as many countries as possible, with localized experiences and local currency on/off ramps These long-term goals are ambitious and will evolve based on technology developments, regulatory landscapes, and what our community needs. We are committed to building Wealtii steadily and responsibly - because your trust is more important than our speed.

This roadmap is shared to give you visibility into where Wealtii is headed. It is not a binding commitment, promise, or guarantee. Here is what you should know: • Features, timelines, and plans may change based on regulatory requirements, market conditions, technical feasibility, user feedback, and resource availability. • Some features described here are in early development or planning stages and may look different when released. • Nothing in this roadmap should be interpreted as financial advice, investment guidance, or a solicitation to invest. • Past performance and planned features do not guarantee future results. • New features and asset classes do not guarantee profitability or protect against losses. Wealtii reserves the right to modify, delay, or cancel any roadmap item. We will always communicate significant changes through official platform channels - including email notifications and in-app announcements. We share this roadmap because we believe in transparency. You deserve to know where your platform is going, even when plans may evolve along the way.

We are building Wealtii for you - and your input genuinely matters. Here is how to stay involved: Platform Updates: All major launches, feature updates, and roadmap changes are shared through in-app notifications and email. Make sure your notification preferences are enabled in your account settings so you never miss an update. Share Your Ideas: Have a feature you'd love to see? We actively read and consider user feedback when setting our priorities. Reach out to us at support@wealtii.com - we really do listen. Partnership Opportunities: If you are a blockchain project, tokenization provider, institutional investor, or technology partner interested in working with Wealtii, please contact our partnerships team at support@wealtii.com. General Questions: For any questions about the roadmap, upcoming features, or anything else - our support team is here for you at support@wealtii.com. Thank you for being part of the Wealtii journey. We are just getting started - and the best is truly yet to come.